Episode 84
E84: The AI Financial Advisor: Will It Replace Humans? (w/ Public.com CEO Jannick Malling)
17 June 2025
In this week's podcast we connect with Jannick Malling, co-founder and co-CEO of Public.com, to understand how the company is revolutionizing multi-asset investing with AI-powered insights and fractional shares. With 81% of millennials planning to fire their parents' financial advisor, $70-90 trillion is due to change hands in the coming decade, can AI fill the gap better than traditional advisory models?
đ€ From Community to AI: how Public.com pivoted from social investing to AI-first insights with their Alpha tool, delivering personalized research that proactively delivers earnings summaries, explains stock movements in real-time, and answers investment questions with institutional-quality data đ§ Helping the TikTok Generation Think Deeper - the challenge of moving young investors from bite-sized content consumption to critical thinking, using AI as a bridge to more informed decision-making đ± The Agentic AI Revolution in Investing - explore the future of proactive AI that reaches out with market updates, company alerts, and personalized insights - moving beyond reactive chatbots to truly intelligent investment companions âïž Time Horizons and Risk Management - Essential lessons on when to take equity risk vs. when to play it safe, plus common mistakes both young and older investors make with their time horizons đ Buy What You Like vs. Buy What You Know - How the new generation invests in companies they believe in, not just ones they understand, driving the rise of thematic investing and story-driven stocks like Tesla and Palantir $TSLA $PLTR
Public Disclosure: Brokerage services by Open to the Public Investing, member FINRA/SIPC. Investing involves risk. Not an investment recommendation.
Sources: Public - public.com Alpha - betterwatchlist.com
Segments: 00:00 Introduction 04:44 What is Public.com? Multi-Asset Platform Overview 09:53 How Public's AI Research Assistant "Alpha" Works 15:29 The Pivot from Community to AI-First Insights 16:45 Understanding the TikTok Generation's Investment Habits 25:56 The Importance of Deep vs. Bite-Sized Learning 33:00 The Future of Personalized AI Financial Content 34:41 Finding Balance Between AI and Human Community 40:40 Portfolio Management and Emotional Discipline 46:34 Learning from Mistakes: Generational Investment Errors 51:45 The Power of Data-Driven Product Development 53:12 Where to Try Public's AI Tools Globally
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